Developers
⚡ READY-MADE PLATFORM

Launch Your
Bill Payment Business
in Days, Not Months

Get a branded platform with the technology and services you need to start offering bill payments, without building everything from scratch.

TRUSTED BY 500+ BUSINESSES
Partner Partner Partner Partner Partner
₦500M+
Transaction Value Processed
20+
Services Available
4+ Years
Experience in Bill Payments
FASTER TIME TO MARKET

Start without building everything from scratch.

Launching a bill payment platform can involve building technology, managing developers, connecting to multiple service providers, and maintaining the platform over time. Topupmate Build gives you a ready-made starting point so you can focus more on building your business.

Without Topupmate Build

  • Build and maintain the technology yourself
  • Find and manage developers
  • Connect and manage multiple service providers
  • Handle updates and technical issues
  • Spend more time getting the platform ready

With Topupmate Build

  • Start with a ready-to-launch platform
  • Launch under your own brand
  • Access multiple services through one setup
  • Manage your business from your dashboard
  • Focus more on growing your business
COMPLETE SERVICE INVENTORY

Services your customers can access.

Enable essential everyday utilities, digital vouchers, global cards, and physical products on your platform.

📱

Everyday Payments

Essential recurring utility and telecom bills.

Airtime Top-Up Data Bundles Electricity Discos Cable TV Recharge Cards
🎓

Digital Products & E-PINs

Instant result checking and verification tokens.

WAEC Result PINs JAMB PINs NECO PINs Data PINs Gift Cards
💳

Virtual Dollar Cards

Global online payments and international subscriptions.

Visa & Mastercard SaaS Subscriptions Online Ad Payments Instant Card Funding
🎁

Vouchers & Rewards

Custom branded codes and promotional rewards.

Digital Gift Vouchers Brand Reward Codes Batch Generation Printable Scratch PINs

Broadband & Internet

Direct ISP router and broadband account renewals.

4G/5G Router Renewals Broadband Bundles Direct ISP Top-up
📦

Tech Store & Solar

High-ticket physical electronics with doorstep delivery.

Smartphones Laptops & PCs Solar Inverters & Kits Smart Accessories
PLATFORM CAPABILITIES

Built to help you launch and grow.

Practical infrastructure designed around your business operations.

Your Brand, Your Platform

Launch with your own business name, custom domain, and company branding.

Services Your Customers Need

Pre-connected access to popular telecom, power, and entertainment services.

Manage Your Business

Track customers, balances, and real-time transaction activity from your dashboard.

Choose the Right Setup

Flexible Cloud or Self-Host hosting options based on what fits your operational style.

Grow Your Offering

Start with the services you need today and enable additional service categories over time.

Ongoing Support

Access technical guidance and assistance based on your selected plan and setup arrangement.

DEPLOYMENT JOURNEY

Launch in four clear steps.

A structured, hands-off setup process designed to get your business operational without technical complexity.

STEP 01 📋

Choose Your Setup Model

Select between Topupmate Cloud (fully managed hosting) or Self-Host (dedicated server deployment) based on your operational preferences.

✓ Package confirmed & account created
STEP 02 ⚙️

Platform Preparation & Setup

Topupmate provisions your platform environment, connects the core service endpoints, and prepares your secure admin management interface.

✓ Infrastructure & service rails connected
STEP 03 🎨

Configure Brand & Margins

Link your custom domain name, upload your brand logo, set your preferred retail prices and reseller margins, and connect your payment collection gateway.

✓ Custom branding & pricing active
STEP 04 🚀

Go Live & Start Selling

Fund your operational wallet, open your portal to customers, and begin processing transactions and earning profit on every bill paid.

✓ Live platform processing customer transactions
TRANSPARENT PACKAGES

CHOOSE THE SETUP THAT FITS YOUR BUSINESS

Select a hosted Cloud setup for zero maintenance, or a Self-Host setup for complete independence. Choose the model that fits your operational needs.

Starter

₦50k /Yearly

Launch quickly without heavy costs

What’s Included :
  • Airtime (All Networks)
  • Data (All Networks)
  • Cable TV (DSTV, GOTV, Startime)
  • Electricity
  • Basic Data Types
  • Referral System
  • Topupmate API
  • Customers Report
  • .com.ng domain
  • Android App (₦150k, 50% Off) - On Request (One-Time)
  • iOS/iPhone App (₦250k 50% Off) - On Request (One-Time)
Select Starter
Popular 50% Off

Standard

₦100k /Yearly

Best balance of scale & value

What’s Included :
  • All From Starter
  • Exam Pin (WAEC, NECO)
  • Recharge Cards
  • Data Card
  • Sales Report
  • In-App messaging
  • Multiple Dashbaord Design
  • Advance Security
  • .com.ng domain
  • Android App (₦150k, 50% Off) - On Request (One-Time)
  • iOS/iPhone App (₦250k 50% Off) - On Request (One-Time)
Select Standard

Premium

₦150k /Yearly

Full power, full branding, priority support

What’s Included :
  • All Of Standard
  • Smile Data & Airtime
  • Alpha Caller Topup
  • Bulk SMS
  • Airtime To Cash
  • Extra Data Types
  • Cash Back Activation
  • In-App Blog & More...
  • .com.ng domain
  • Android App (₦150k, 50% Off) - On Request (One-Time)
  • iOS/iPhone App (₦250k 50% Off) - On Request (One-Time)
Select Premium

Starter

₦230k /One-Time

Perfect to launch fast and start selling

What’s Included :
  • Airtime (All Networks)
  • Data (All Networks)
  • Cable TV (DSTV, GOTV, Startime)
  • Electricity
  • Basic Data Types
  • Referral System
  • Topupmate API
  • Customers Report
  • 1 Payment Gateway
  • Basic Hosting & .com.ng Domain
  • 1 Basic Logo Design
  • Android App (₦300k) - On Request (One-Time)
  • iOS/iPhone App (₦450k) - On Request (One-Time)
Select Starter
Most Popular

Standard

₦350k /One-Time

For businesses that want scale and flexibility

What’s Included :
  • All From Starter
  • Exam Pin (WAEC, NECO)
  • Recharge Cards
  • Data Card
  • Sales Report
  • In-App messaging
  • Multiple Dashbaord Design
  • Advance Security
  • 3 Payment Gateway
  • 1 Sim Hosting Integration
  • Basic Hosting & .com or .ng domain
  • Android App (₦300k) - On Request (One-Time)
  • iOS/iPhone App (₦450k) - On Request (One-Time)
Select Standard

Premium

₦500k /One-Time

Full power, full branding, priority support

What’s Included :
  • All Of Standard
  • Smile Data & Airtime
  • Alpha Caller Topup
  • Bulk SMS
  • Airtime To Cash
  • Extra Data Types
  • Cash Back Activation
  • In-App Blog
  • 5 Payment Gateway
  • 3 Sim Hosting Integration
  • Standard Hosting & .com or .ng domain
  • Android App (₦300k) - On Request (One-Time)
  • iOS/iPhone App (₦450k) - On Request (One-Time)
Select Premium

Need a Custom Solution?

Have requirements beyond our standard Build packages? Talk to us about a tailored solution designed around your business and technical needs.

Talk to Our Team →
FOUNDER EXPERIENCES

Trusted by business owners running active platforms.

★★★★★

"Topupmate has consistently delivered innovative solutions giving my brand a clear edge in the VTU industry. Their core software keeps evolving with powerful features, strong security, and excellent support."

Mr. Theophilus

Mr. Theophilus

CEO, JetaSub
★★★★★

"After 3 years with Topupmate, the experience has been nothing short of amazing! From top-notch services to excellent support and growth-driven initiatives like referral packages and boot camp training, Famsub has truly benefited."

Chieke Franklin

Chieke Franklin

CEO, Famsub

Frequently asked questions about Build

Topupmate Build provides you with a ready-made platform—including a website and optional mobile apps—so you can launch your own bill payment business without the heavy cost of building from scratch.

It is designed for entrepreneurs, established operators, and businesses looking to enter or scale within the bill payment and digital services market efficiently.

No coding skills are required. The Topupmate Cloud setup handles the hosting, deployment, and technology, leaving you to manage operations directly from a user-friendly dashboard.

Depending on your plan, you can offer Airtime, Data, Electricity Tokens, Cable TV Subscriptions, Exam Result PINs, Bulk SMS, Internet Renewals, and more.

Yes. Every platform is deployed under your own business name, logo, and a custom domain (e.g., .com.ng) to ensure full brand ownership.

The Cloud plan is a fully managed service where Topupmate handles servers and maintenance for a yearly fee. The Self-Host plan gives you deployment to your own dedicated server infrastructure for a one-time setup fee, giving you more independence.

Ready to launch your own bill payment platform?

Start with the technology and services you need to launch your platform, then focus on building and growing your business.

CHOOSE YOUR PATH

How would you like to use Topupmate?

Select the option that best describes what you want to achieve today.

Not sure? Talk to our team →