Developers
🏢 ABOUT TOPUPMATE

Building Better Ways for Businesses to Offer Bill Payments.

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The Team Behind Topupmate

"“We build the reliable pipes and tools behind bill payments, so you never have to build them from scratch”"

POWERING BUSINESSES, FINTECHS & PLATFORMS
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OUR ORIGIN

How it started.

"Built from hands-on experience solving the everyday complexity of telecom and utility integrations."

Topupmate began with a simple question: How can bill payments create jobs and income opportunities?

What started as a way to help people earn from selling airtime, data, and other everyday services has grown into a platform that helps businesses do more with bill payments.

Today, businesses can use Topupmate to launch their own bill payment platforms or add bill payment services to the products they already offer.

Along the way, we've learned firsthand that offering these services comes with its own challenges, from managing multiple providers to building and maintaining the technology behind them. That's why we continue building practical tools and services that help businesses focus less on the complexity behind bill payments and more on serving and growing their customers.

OUR CORE SOLUTIONS

What we do today.

Two primary pathways designed to meet businesses at their current stage of growth.

FOR EXISTING PRODUCTS

Topupmate Connect

Add bill payments to an existing app, website, or platform.

Businesses with an existing product can use Topupmate to add selected bill payment and digital services for their customers without building and managing every service integration themselves.

Explore Connect →
FOR NEW PLATFORMS

Topupmate Build

Launch your own branded bill payment platform.

Entrepreneurs and businesses can launch a branded platform with the technology and services needed to start offering bill payments without building everything from scratch.

Explore Build →
VERIFIED METRICS

Topupmate by the numbers

500+ Businesses Served
₦500M+ Transaction Value Processed
20+ Services Available
4+ Years Experience in Bill Payments
*₦500M+ represents cumulative gross transaction value processed across Topupmate infrastructure.
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Our Mission

To make it easier for businesses to offer bill payments and useful digital services to their customers.

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Our Vision

To become the trusted platform businesses across Africa use to offer bill payments and everyday digital services.

OPERATING PRINCIPLES

What guides our work.

Simplicity

Make complex services easier for businesses to understand, integrate, and use.

Practical Solutions

Build around the real day-to-day operational problems that businesses face.

Reliability

Work toward dependable services and stable infrastructure that businesses can build around.

Grow With Customers

Create room for businesses to start where they are and expand as their needs grow.

OUR TEAM

The people behind Topupmate.

A team building practical technology and services for businesses in the bill payment space.

Ibrahim Yusuf

Ibrahim Yusuf

Founder / Team Lead

Umar Faruk Musa

Umar Faruk Musa

Engineering

Habibullah Abdulwasiu

Habibullah Abdulwasiu

Engineering

Abdulwahab Disu

Abdulwahab Disu

Support

Hussainah Garba

Hussainah Garba

Support

Yusuf O Yusuf

Yusuf O Yusuf

Operations

What operators say about working with us

"Topupmate has consistently delivered innovative solutions giving my brand a clear edge in the VTU industry. Their core software keeps evolving with powerful features, strong security, and excellent support. I highly recommend them."

Mr. Theophilus

Mr. Theophilus

CEO, JetaSub

"Topupmate has transformed how we manage users, boost profits, and secure our business. I'm truly grateful to be part of the Topupmate family. The reliability and performance are unmatched."

Aminu Dahiru

Aminu Dahiru

CEO, ZYK Data

"After 3 years with Topupmate, the experience has been nothing short of amazing! From top-notch services to excellent support and growth-driven initiatives like referral packages and boot camp training, Famsub has truly benefited."

Chieke Franklin

Chieke Franklin

CEO, Famsub

Ready to offer more to your customers?

Whether you want to add bill payments to an existing product or launch your own platform, Topupmate can help you get started.

Get Started →
CHOOSE YOUR PATH

How would you like to use Topupmate?

Select the option that best describes what you want to achieve today.

Not sure? Talk to our team →